When you say it was in a PSA holder, it seems like you're insinuating the card is a fake (counterfeit, made after 1915) and that PSA graded and encapsulated it anyways. What was the grade? Is the card actually counterfeit, or just the Cobb image? If PSA gave it a 3(MK), or even an AUTH, then they probably did the right thing.
Can you elaborate?
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PWCC: The Fish Stinks From the Head
PSA: Regularly Get Cheated
BGS: Can't detect trimming on modern
SGC: Closed auto authentication business
JSA: Approved same T206 Autos before SGC
Oh, what a difference a year makes.
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