https://www.ebay.com/itm/1909-1911-T...c&LH_Auction=1
Here is one of those insurance is on/option of the buyer seller‘s note along with the not refunding anything that’s lost or damaged if insurance isn’t taken. I thought eBay put a stop to this.
.. I know they won’t hesitate to refund if it is lost, stolen, damaged regardless of what the seller claims here, insurance or not.
BTW, the write up and value claims are comical. What is “SCD“ value???