I don't particularly care for the slabs and have cut some out if I need the space. The others I left in for now.
My opinion on the TPAs is the same for photos as it is for autographs. I would not pay for certification until I was selling the photos and only if the value of the photo would go up more than the cost of the cert. As you stated, the value of the photo does not support a $50 cert cost, but a couple thousand dollars photo probably does.
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