Posted By:
Bill KaselMy brain would choose option one, and give him the $4K and run, but I know I my conscience. I would honestly go with option #2. Empty the account knowing that I would make it up and then some. It's not the most noble of choices but you asked us what we would truly do. Does that make me a bad person? Maybe, maybe not, but I know I would have the ability to support my family, and invest some in my son's education fund.
The fact of the matter is, if you offer this guy $31K he is likely going to wonder about what the TRUE value is and get a second professional opinion (not from comic book store guy).
Bill
"The beer I had for breakfast wasn't bad, so I had one more for dessert"