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Posted By: Michael C

With all due respect, people who make bad choices in situations like this are a major reason why our country is in such bad shape. People wanted to remodel their kitchens, refi'ed their house to a cheaper mortgage and now can't pay their bills. They have a nice kitchen, but now the bank owns the house.

My vote is sell the cards if you want to spend new money. Don't add any more debt. They are just cards.