The part about people having to take responsibility for their own actions is VERY gray. This is true if the seller is very forthcoming about their actions. However, if the seller is not, like in this case where they are deliberating not dating the cards, then it is suspect. Your thought is like saying that all of the people that Bernie Madoff deceived are 100% at fault, and Madoff is not. Those investing in Madoff should've known that this guaranteed returns were impossible. There is a part where people should be responsible for themselves, but should they if they are being scammed?
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