[ALR-bishop]

I was an executor for my Uncle's estate in 1993 in St Louis. At the time he died St Louis was experiencing severe flooding. His bank was cut off and partially flooded, including the safety deposit vault. When the flood receded and I was able to get to the box, it turned out to be at the top part of the vault and was undamaged. But boxes half way up the vault were flooded and virtually all papers in them destroyed or damaged.

I am a volume set collector and do not keep my cards in a SDB, but do have a large box with a lot of papers and documents. I now am sure that the bank I use is not in a flood plane, I check to see what happens if there is a fire in any portion of the bank ( how sprinklers operate in vault), and if they keep the air conditioner going on weekends and evening, and to what degree