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Robert {Bigb13}OK here's my problem. I won a card and the seller does not take paypal. That is fine with me not everybody does but I have sent him three emails asking for a total with insurance and he has not responed with a total. One email asked if the shipping included insurance but he responded no, but did not tell me how much it would be. This morning I sent him another email again asking for a total WITH insurance and I am waiting for a responce. When he relisted the card he ststed that it was because the first winner did not pay I am starting to see why. Rob