Agree with all the above. Lots of problems and knotty details with all that.
So... how about a tontine? Get a bunch of people, about the same age and health, everybody kicks in a set amount that covers the cost of the cards, a prepaid safe deposit box, and one-time lawyer fees to set it up.
Last one alive gets the entire portfolio.
Could be a lot of fun. At Christmas, members would be sending each other pet scorpions (in faulty cages,) sky-diving memberships, fast cars (that might need a little brake work,) and of course, boxes of chocolates...... might be best to re-wrap and send those to another member next year.....
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