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dennis a card with writing on the back would only grade as high as good. writing on the front an automatic poor. stamped initials or names don't bother me at all on the back of prewar cards. scribble and crossed out teams does.i would not buy any card with writing on front.(unless it's a very small mark on an expensive card.)it's all up to the individual collector. i would never purchase a post war card with writing anywhere on it.