You are asking for a specific answer to fit your situation but people can only answer from their own experiences and their own situations. There is no one answer to "what kind of advance can I get on a $20K item and is 105% the best I can do on the hammer price".
But as a general answer:
1) most AHs give advances
2) they seem to range from 25-50% (in my experience it is closer to 33%)
3) some consignors utilize this option, others prefer not to
4) no one yet has mentioned interest
5) the % of the hammer price you receive is negotiable but it seems like 100% is now pretty standard....you may or may not be able to get a better rate like 105%, but I don't think you can do better than 105% except for really rare/valuable items (that's just my opinion)
Essentially, your question is only answerable by contacting several AHs, telling them what you have, and asking them what % they can offer as an advance (and also the best they can do regarding the % you will get of the hammer price).
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Last edited by molenick; 07-12-2022 at 03:39 PM.
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