I make fun of BIN and dealer prices as much as the next guy but think about it..
Dealers are usually going to ask prices for more than cards sell on ebay with PWCC..otherwise they would just consign the cards themselves..
they are offering a convenience...you dont have to wait around for an auction and also risk being outbid the last second or at 3 am...people will pay decent $ above 'market' for either of those conveniences..
when you think about the hours of time many spend scouring ebay and all those auctions sites day by day by day...maybe yeah you just saved $300 on a card...and you spent about 100 hours to do it....some people value time over money...who knows..
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