First I would not give paypal the money. I would have told them I am happy to accept a return and as soon as I receive the card aI will put the money back in paypal and send it to buyer. Now paypal has your money the customer has your card and you have......??? So what incentive dose paypal have to fight for you...???
I have seen this a few times and all of them the buyer was scammer. I stopped leaving money in paypal just because this could happen.
Good luck
J
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