sheesh...what a mess...sorry to hear this happened. not a good day for ebay stories...unless you're a shareholder as the stock is on fire as I write this!!!
I think it's a combination of errors...your listing the card as vg when it's clearly in a 2 holder. But on the other hand a normal buyer would contact the seller to reconcile...so I think the buyer is somewhat crooked based on what you've described as well as the numerous identities.
I hope you get satisfaction.
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