It depends on the value of the card and if I actually know the history on the card as to whether I break a card out and submit it ungraded or submit it in the holder for a review. My preference is to be able to submit it ungraded whenever possible. As Glyn mentioned due to the sheer number of graders, opinions can vary but PSA is all over the place at times. Once you break out a card you run the risk of it coming back ungraded or even lower. Does not mean you cannot submit again and PSA loves it when you do.
If you are going to break out a card you had really better know what you are looking at before doing so. There are enough bad cards out there that look good that never should have graded the first time.
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