When I first started using paypal, they didn't charge a fee for payments sent using the balance, or maybe it was that they didn't charge fees if my account type didn't allow credit card payments. I believe that was it. Regardless, that policy changed and suddenly that account type was no longer an option.
It also seem there was a period where paypal gift didn't exist. I could be wrong on that.. my memory stinks these days.
My point is, paypal will probably remove the "gift/payment owed/ living expense/ other" option when they decide they aren't making enough money overall.
I think I'll choose "other" next time and see what happens.
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