I have definitely seen PSA 5 T206's with surface wrinkles. The PSA grading standard for EX 5 doesn't mention it, but apparently they do allow it in some cases. I have learned that if I see a card that looks at arm's length like a 7, but is graded a 5, there is probably a small wrinkle somewhere that brought the grade down. The wrinkle can be very difficult to see in a scan, so I usually shy away from cards like that. I haven't handled many SGC 60's so can't comment on that.
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