Printers scrap is pretty much any printed thing that isn't intended to be packed and released and is usually hand cut. Multiple backs, poorly/over inked, horribly out of register, missing colors. Of course, all of the above can end up being cut and packed as normal.
Wet sheet transfer is from a sheet not being dry and transfering to the sheet above or below it. Usually with a bit of help from some weight on the stack of sheets. (Don't lean on a bunch of stuff fresh off the press!)
Ghost images can be wet sheet transfers, and the term is usually reserved for really spectacular ones. They may be from other causes, but it's hard to tell.
If the card is impressive visually (Sounds like it is) and priced right don't worry about which of those it is. And please post a scan if you get it.
Steve B
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