Agree with the advice to be wary of e-mails emanating from EBay and PayPal, and certainly not to respond directly but rather you should read and respond via their websites.
In this case the PayPal verification message may be legit -- I received one as well as using my account for a short while. Apparently they'll only allow you to spend a certain dollar amount (depends on your account type) without having a bank account linked to them. Can't say I understand why. I too didn't want to link up, but ultimately had to give in in order to keep using them. So far haven't had any issues.
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collecting T206, 1940 Play Ball, 1947-66 Exhibits, and 1952 Bowman. e-mails preferred over PM.
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