I have Chubb's Masterpiece policy that specifically covers collectables. Never had a claim against my collection, thankfully, but utilized my Chubb homeowner’s policy years ago when an upstairs pipe burst (condo) and my kitchen ceiling fell in. Chubb is a little expensive, but from what I've heard, read, and experienced that one time, they don't nickel and dime you on a claim. As for the Masterpiece policy, you do have to itemize your collection. Matter of fact, I spent the good part of yesterday updating my policy for the new year (adding new pieces and taking off those that I sold/traded). I'd highly recommend them.
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