You've been given good feedback on both sides - I don't disagree with any of it really. If it doesn't bother you - keep the card. If it does, then file a "not as described" and you should definitely win. What I keep going back to, though, is all the bullsh!! editorial you were fed on the "I called eBay and they said.." and you can't do this and that crap. As noted earlier - that is a flat out lie .. and on top of the omitting the qualifier..?!?! To me, that's what makes this one smell