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RedIf you plan on immediately starting to collect the set again as funds become available then I would not sell the cards. The cost of the loan will be a lot cheaper than the hit you'll take selling the cards wholesale, only to start buying them one at a time retail again. You said you'd only be interested in selling them as a group, and the type of person who will buy a group like that will be buying them only at a good discount. If you figure you recently paid $25,000 retail for them a card at a time, it will be hard for you to sell the deal for $15,000. When you start buying them again you'll be paying the retail prices on $25,000 worth of cards again. If you just borrow the $15,000 and pay it off at an accelerated rate by putting everything you would be spending on new T206 cards towards it, the $15,000 might only cost you $1000 or $2000, and you'll still have all your original T206 cards.