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Fred CI won an item on ebay ($150). The shipping charge was set at $4. There was an optional insurance charge offered at $2.60. When I did the paypal check out the payment forced a $3.60 insurance payment, it was not optional.
I'm not here to piss and moan about a dollar or two but if it's optional in the item description, how can paypal force a "required insurance" charge?
Is this something that paypal forces into the payment or is it something the seller has to include.