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quani do look at how deep the paper loss is. i've had a few nice e93s with varying degrees of paper loss. it does look like josh's cobb (the 2nd spot) is "punctured" deeper than just the top layer where the printed text are.
i'll show my e98 clarke later bought from bruce that is an sgc20 (front looks vgex-ex) that i was contemplating crossing to psa for a bump...but i decided against it because with the deepness of the cut i felt it would've come back a 1.