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JoannNow there's some innovative thinking. Off the top of my head though, why wouldn't the grading companies purchase this insurance as part of their regular business? Like malpractice or liability insurance. They reimburse the buyer, and the insurance company reimburses them.
And this idea comes full circle with the need to define within the hobby what exactly constitutes and alteration. Bad enough that two people might not agree what has been done to a card. Worse though that even if they can agree on what was done, they might still disagree as to whether or not it rises to the level of an alteration.
But even going down this path might be the goose the system needs for an industry standard definition for alteration.
Joann