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Posted By: Jeff Obermeyer

Proof of ownership is always an important issue in insurance claims, especially when a theft is involved. It's hard to "prove" you had something that you no longer actually have. Collectibles present an even greater problem - often small size, very portable, and tough to place a value upon.

Keeping scans, photos, and inventories is very important. What's just as important is keeping copies of those records somewhere outside of your home - at a family member's house, in a safety deposit box, etc. The records won't do you much good if they're all on your computer and your computer is stolen or destroyed, or if your house burns to the ground.

Scans are great, and I have scans of my high value items. However, I also have photos of groups of items that are obviously taken inside my house. You can get a scan anywhere... but being able to place the item in your possession helps even more.

Jeff