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Seth B.Aesthetic value is a big plus: if it's going to be in some sort of holder, it might as well be in a consistent, high-quality holder with a label on the top (usually accurate, ahem). Those companies that use a holder with the black insert I find really distinguishes a card. Also, this makes for easy storage for me. They stack and are of a consistent size (I know toploaders are also of a consistent size, but they slide around a little more in my shoebox than stackable graded cards). But for a $100+ card, the $8-10 is worth it to me just for the aesthetics.