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Posted By: Dave

I checked with my State Farm Agent, and my policy has a specific limit on cards. The max coverage on the standard policy was $1500. But, I could add coverage if I wanted. Based on my own estimate of $40k, it would have cost $300 per year. If I needed to make a claim, I'm not sure how we would agree on value, didn't get that far.

I thought about a safety deposit box, but want to be able to get the cards on short notice. Bought a fireproof gun safe instead. Cost about the same as one year's policy.