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dan mckeeThat is a darn nice card and would be 1 or 2 grades higher w/o the paperloss. SGC clobbers you for paperloss and writing. PSA maybe only drops a grade or 2 for this. I know some marks and writing get close to a full grade with a "MK" qualifier. I actually like PSA's approach on this better. If the card is GEM with a pen mark, grade it 1 grade lower and state "MK". Instead of putting a no crease, sharp corner, well centered card in a 1 holder. I have had to pop a few SGC cards and sell them raw due to this. Just my opinion. Dan.