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T206Collector...meant that it is on the high range of expected or acceptable. If someone paid $200 for that card I would not say that they paid too much or that the price was too high. I think on a good day you could get the card for $140 or $150. But it would not surprise me for an ebay auction to get up to $200 for that card, especially when the dealer is saying there are no visible creases.
I also concur, the price guide is irrelevant. I base all my values on my experience watching ebay sales on a daily basis.