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dan mckeeIf you have funds in your paypal account, they will take it from there first no matter what you specify. Keep your account empty and ALWAYS use a mastercard or visa, these will protect you against the scum utility paypal. Adam is correct, I could sell a car and ship a brick and it is not fraud according to paypal and ebay. Remember, DISCOVER will NOT protect you! They allow you to be ripped off.
I posted about the fake Ripken card I received. I returned it with signature confirmation and the thief signed for it. Now he has my money and the card and paypal and ebay both say it isn't fraud. My MC bailed me out and reversed payment. Then I got a nastygram from paypal stating I should have used their protection. What a joke! I tried but they do not protect!! Please visit website www.paypalsucks.com