I have had a "Sportscard Fund" separate from all my other income. It consists of money that is set aside to purchase items for my collection, items to resale, etc. It funds itself. At times the fund is full - other times not so much.
As long as you can afford it without adversely affecting monies you live on, and it's something you desire and covet, purchase the card. If you have doubts or concerns, my advice is not to.
NEVER, NEVER purchase cards that you can't afford to buy with cash! That's just me.
Good Luck with whatever you decide.
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