[TanksAndSpartans]

My recent experience (a couple months ago I think) was they suddenly wouldn't let me use my balance to purchase something on eBay. I called and the first person said "the transaction was flagged" which didn't make sense, but the second person said it was a new policy that required me to link a checking account, which I refused to do (Checking accounts don't have the same protections that CCs do if someone withdraws your money). The 3rd person I spoke to was very nice and helped me request a check to get my money out. Inconvenient and there was a charge of a few dollars, but at least I got my money.