I don't know, but my guess is that most people with 50K or more in graded cards are not going to be needing to borrow money, and if they needed money they would just sell for closer to 100 percent of value rather than borrow at 50.
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My avatar is a sketch by my son who is an art school graduate. Some of his sketches and paintings are at
https://www.jamesspaethartwork.com/
He is available to do custom drawings in graphite, charcoal and other media. He also sells some of his works as note cards/greeting cards on Etsy under JamesSpaethArt.
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