I think they would just pay you, Adam. No one wants a bad faith judgment lawsuit against them!!
I will reiterate how stress free having a bank safe deposit box is.
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Originally Posted by Exhibitman
No but it will help a home invasion robbery crew convince you, your wife and your children to open the safe: once they overpower you and get hold of one of the guns, they just put the muzzle to the nearest skull and you open the safe for them.
A safe deposit box for the hard to replace stuff is the way to go. Yeah, it is kind of like visiting your cards in jail, but that's the trade-off. The stuff that can be replaced easily, just insure it and don't sweat it. It's just stuff. If someone breaks in and steals those cards, my insurer pays for them. Or refuses to pay and then eventually pays for my new house with the bad faith judgment I'll nail them for. I'm flexible on that point
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