Like others have said, I have an alarm system in my house and everything valuable is either my 200LB safe in the basement and/or in Bank Security Deposit boxes. Additionally, I have additional riders on my autographs, not that they could ever be replaced.
All that said, I love having my collection online and showing off to this community and others that appreciate it. Plus, I can look at my collection anytime I like without having to get in my car. Plus, my insurance company wants photo proof of all valuable autographs.
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