[Mdmtx]

I have bought a number of cards and sets on time. From eBay. From net54. From in person etc... I have a set budget for cards each month. And if there is something I like that is beyond my cash position, I have no reason to not ask. I always pay in full before they ship. Hence my signature line on net54. If they don't want to sell on a lay away Type basis, no harm, no foul. There are far more cards for sale than there are buyers. I wouldn't call it a buyers market due to the run up in prices of late, but there are far more for sale than buyers to buy and no sign of cards running on short supply in the near future. Outside of a few rarities, the full catalog of baseball cards can be purchased over a relatively short period if you just have the cash.