Just bought this interesting card last night. It pictures Julia St. Clair, who through research I have identified as a Bloomer Girl. I found her on a roster in 1902, so I'd guess this was produced some time around then. I also found one other image through Google search as well as a discussion on another example on this website. That makes 3 and it makes me confident this was a commercially issued card and not just a homemade memento:
