My thought is it would depend on the situation. Is this some old lady trying to sell her husband's collection? Did the person ask what the dealer feels the card is worth or what is a fair price?
If someone walked up and said I'm trying to get $50 bucks for this card are you interested, I don't necessarily see a problem with paying the asking price. If someone is asking for help because they don't know what they have the right thing to do would be to offer a fair price that leaves the dealer to make a fair profit.
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