I don't think sellers should be offended by a low-ball offer. Sometimes, it's just a starting point for discussions / negotiations. Obviously, you don't want to throw out a number that is completely ridiculous (as mentioned by the original author of this post, you don't want to start off a negotiation by getting the other party pissed off).
What I take exception to is a potential buyer who thinks he needs to "educate" the seller by quoting recent comps. Even cards with the exact same grade often have a wide range of eye appeal, and as such different values. In most cases, the seller knows the market value of the card (---this is especially true members on this board) and has a specific minimum price in mind for which he would be willing to part with the card.
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