I have always looked at 1980 and earlier as vintage. 1981 had Fleer and Donruss enter the scene.
If you were looking at inserted chase cards, 1992 Topps had the Gold cards that everyone went nuts for. I bought 3 or 4 cases to get the gold cards and scratch off the inserted lottery cards. I was so pissed when I found out that others were using a light to cheat and find winners every time. I didn't do that, and I got back a ton of Gold "Winners". I was irate.
Anyhow, to stop the rambling, I think that 1992 was the first year of the inserts, and also the first year of white card stock. 1993 was the first year of shiny white card stock. At least for Topps.
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