If you use PAYPAL, Read and BEWARE!

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Posted By: <b>dan mckee</b><p><a href="http://www.cnn.com/2004/TECH/03/08/paypal.fined.ap/index.html" target=_new>http://www.cnn.com/2004/TECH/03/08/paypal.fined.ap/index.html</a>

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Posted By: <b>dan mckee</b><p>Also, please be aware that DISCOVER will not protect you on internet fraud. Mastercard and VISA will! I used Bidpay Western Union MO to pay for an item and purchased it with my Discover card. Item never arrived and both Bidpay and Discover told me to hit the pavement!

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Posted By: <b>Julie</b><p><img src="/images/sad.gif" height=14 width=14>

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Posted By: <b>Jon Canfield</b><p>Dan...<BR><BR>I bought and paid for an item via Paypal with my Discover Card in October. The product was defective so i returned it to the seller via Discover's request. I put item tracking on the returned product. Well, the seller claimed they never got the item even though I had proof they signed for it. It took from November 1st until a week ago to finally get Discover card to refund my money on my item dispute. BY FAR, the worst experience I have ever had with a credit card company. I think, in total, I wrote 10 letters and made a dozen or more phone calls to Discover to finally get the issued resolved.

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Posted By: <b>JC</b><p>Discover card SUCKS!!! They charge Merchants 3.5 to 4.5% to honor them and tehn they screw the end user on claims... I have never owned a Discover card and I probally should stop honoring it thru my mail-order company. American Express is not much better.. Flat 4.5% and they take the money out of the Merchants accounts fiorst and then ask questions.. I have 3 cards personally.... <BR><BR>6 months ago, Visa and Master Card adopted a new policy... If the transaction is over 250.00 on a dispute.. Start the claim and then close the account. Then they will review your activity before resending a new card to you.. This gives them an "OUT" if you charge back regularly.